Personal Injury FAQs

Injuries occur in all walks of life. Whether you are injured at work, at home, while shopping or as a result of medical malpractice. Contact your attorney immediately. Following his/her advice will help to protect your legal rights. For example, if you are involved in an automobile accident, follow these simple rules.

• Keep calm and take time to protect your passengers and car. Call for an ambulance for any injured parties, if required. Set flares, if you carry them, and do not leave the scene of the accident.
• Don’t discuss the accident with anyone or blame anyone, including yourself. Exchange only license, registration, and motor vehicle identification card.
• Give only your name, address, license number, license plate number, name of registered owner of the car and your insurance company. Show your driver’s license to the other party.
• Take down the name, address, operator’s license number, date of birth, sex, state of license and phone number of the other driver.
• Write down the other car owner’s name, address and insurance company. The driver may not be the owner of the car.
• Seek information from police for all injured parties involved, including passengers. Take down the names, addresses, dates of birth, sex and extent of injury.
• Be sure to write down the name, addresses and phone numbers of any people who saw the accident, but weren’t involved in it. Passengers in accidents are not witnesses.
• Note the make, body type, year and license plate number of the other vehicle. Also make note of the damage to the other vehicle.
• Note the date and time of the accident. Write down the location (street intersection or landmark).

Report the accident to your broker or agent immediately. If the accident involves death or injury report it without delay to the police department. Obtain a copy of their report within 24 hours.