The team of lawyers from the law office of Isaacs, Devasia, Castro & Wien LLP joined coordinators at Mantena Global Care and participants during the lecture on insurance, in Newark (NJ). The office of Isaacs, Devasia, Castro & Wien LLP has served the Portuguese-speaking community for more than 20 years
On Saturday afternoon of April 11th, attorney Barry Washor, who is Of Counsel at Koehler & Isaacs LLP, with a branch office located at 26 Ferry Street in the Ironbound neighborhood of Newark, held a free legal seminar on the importance of acquiring an insurance policy, particularly for automobile drivers in New Jersey. The free public event took place at Mantena Global Care’s headquarters, located at 294 Ferry Street. Barry, accompanied by lawyer Cynthia Devasia, who is also the Practice Manager in Newark, addressed the issue of under insurance and answered many questions posed by participants at the seminar.
The lawyers at Isaacs, Devasia, Castro & Wien LLP have been serving the Portuguese-speaking community in metropolitan New York and New Jersey for more than 20 years.
Barry Washor, an expert in personal injury, medical malpractice, and professional negligence work discussed the following topic: “When an uninsured motorist is involved in an accident, the lack of coverage can cause hardship for the uninsured driver, and also for any other persons who suffer an injury as a result of the uninsured driver’s negligence.”
The lawyer stressed that, regardless of one’s immigration status in the US, all workers have rights because the country signed a treaty with Brazil guaranteeing certain labor protections. He usually retains cases involving industrial accidents between 2-3 years, so it is necessary that victims seek their rights with an attorney as soon as possible.
Barry also noted that all car owners in the Garden State are required to have car insurance and the minimum sum insured is $15,000, determined by state law. However, drivers can purchase “under insurance” which costs $25 every 6 months and covers up to $500,000.
The lawyer stressed that companies must, by law, offer it to customers, but many do not.
Ailton de Souza, Client Relations Manager at Isaacs, Devasia, Castro & Wien LLP, said that the office plans to hold a series of lectures, as needed for the community.
The best-known type of insurance is for automobiles which is required by law. While many people obtain car insurance only because the law demands and because they are willing to pay only the bare minimum, there are also others who want a wide range of coverage in order to protect any damages that happen to the vehicle.
Currently, you can find insurance at a lower price than those that existed years ago. With the advent of new technologies, it is very easy to purchase insurance online and obtain the required coverage with a simple click, which allows insurers to reduce costs and therefore the premiums are more affordable.
Another type of insurance that is booming is health insurance, which allows you to receive medical care at prices below those in the private health sector. One’s health is priceless and this is a type of insurance that makes a trip to the doctor, or the length of waiting for an operation, faster and less painful than the endless queues and waiting lists that exist at most hospital’s emergency rooms.
Although this insurance is considered to be very expensive by many people, the truth is that, if necessary, it can significantly help to reduce the hardships of a potentially very difficult financial situation.
For those who have small children, there is liability insurance available for very inexpensive prices. For those going on vacation or who travel frequently, travel insurance is a great safety net and a way that can cover you from lost or stolen property.
For those who want to protect their homes, home insurance helps ensure the value of the property’s assets. There are even dental plans, group life insurance and pension plans.
For more information about this event, please contact Ailton Souza, Client Relations Manager, telephone: (862) 240-1900 or visit the Isaacs, Devasia, Castro & Wien LLP website: www.seudireitousa.com.